10 Home Birth Midwives in Worcester, Massachusetts: Cost, Insurance & Hospital Backup

10 midwifes 10 CPM · 0 CNM Licensed midwifery Free directory
10
Certified midwifes in directory
10
CPM/Licensed Midwifes
3
Hospital backup options nearby

Families planning a home birth in Worcester can choose from 10 certified midwifes: 10 Certified Professional Midwifes. Massachusetts Medicaid covers home birth for eligible families, which makes care more accessible. Massachusetts licenses midwives through a formal credentialing process. 3 hospitals near Worcester provide backup if transfer becomes necessary. Most Worcester midwives book 3 to 5 months in advance, so early contact matters.

Midwife Availability in Worcester

Worcester has 10 certified midwifes in our NPI registry: 0 Certified Nurse-Midwifes (CNM) and 10 Certified Professional Midwifes (CPM). Most accept clients from 8 to 20 weeks and book out 3 to 5 months in advance. Contact them directly using the phone numbers below.

JJ
Jennifer J Averill Moffitt
Certified Nurse-Midwife (CNM)
Worcester, MA
Jennifer J Averill Moffitt is a Certified Nurse-Midwife (CNM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
EC
Erika Christina Beecher
Certified Professional Midwife (CPM)
Worcester, MA
Erika Christina Beecher is a Certified Professional Midwife (CPM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
AE
Anne E Covino
Certified Nurse-Midwife (CNM)
Worcester, MA
Anne E Covino is a Certified Nurse-Midwife (CNM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
SH
Sadie Hodges Evertsen
Certified Nurse-Midwife (CNM)
Worcester, MA
Sadie Hodges Evertsen is a Certified Nurse-Midwife (CNM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
CF
Cynthia F Joslyn
Certified Nurse-Midwife (CNM)
Worcester, MA
Cynthia F Joslyn is a Certified Nurse-Midwife (CNM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
JE
Joyce Evalyn Hunt Kimball
Licensed Midwife (LM)
Worcester, MA
Joyce Evalyn Hunt Kimball is a Licensed Midwife (LM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
LA
Lynne A. Masterson
Certified Nurse-Midwife (CNM)
Worcester, MA
Lynne A. Masterson is a Certified Nurse-Midwife (CNM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
CM
Carol Mathewson
Licensed Midwife (LM)
Worcester, MA
Carol Mathewson is a Licensed Midwife (LM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
CA
Catherine Ann Ruell
Certified Nurse-Midwife (CNM)
Worcester, MA
Catherine Ann Ruell is a Certified Nurse-Midwife (CNM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown
HV
Heidi Vaillancourt
Licensed Midwife (LM)
Worcester, MA
Heidi Vaillancourt is a Licensed Midwife (LM) practicing in Worcester, MA.
Accepting: Unknown Insurance: Unknown VBAC: Unknown

Home Birth Cost in Worcester

Typical midwife package in Worcester
$5,000 – $9,000
Prenatal care, birth attendance, and postpartum visits included
Birth SettingTypical Out-of-Pocket CostIncludes
Home birth with midwife$5,000 – $9,000Prenatal, labor support, postpartum
Hospital vaginal birth (Massachusetts)$1,421 avg. OOPDelivery only; prenatal billed separately

Hospital out-of-pocket estimates from Peterson-KFF Health System Tracker, 2023. Home birth cost range based on regional cost-of-living data.

HSA and FSA funds can be used for certified midwife fees. Ask your insurance company about out-of-hospital birth coverage. Some Massachusetts insurance plans cover CPM and CNM care.

Insurance Coverage for Home Birth in Massachusetts

Medicaid / Massachusetts State Plan
Covers home birth: Massachusetts MassHealth covers home births attended by licensed midwives (CNM and CPM) enrolled as providers. Massachusetts has strong midwifery coverage.
Private Insurance
CNM and CPM often covered; check plan
TRICARE (Military)
CNM covered

Always verify coverage before signing a midwife contract. Ask your insurance company specifically about CPM and CNM billing codes for out-of-hospital birth. Many midwives can provide a superbill for reimbursement even if they are not in-network.

Hospital Backup Options Near Worcester

A licensed Worcester midwife will have a written transfer protocol and a relationship with at least one of these hospitals. Most transfers are non-emergency: stalled labor, desire for pain medication, or exhaustion. Emergency transfers are uncommon with properly screened low-risk clients.

Umass Memorial Medical Center/University Campus
55 Lake Avenue North, Worcester 01655
★★★☆☆
St Vincent Hospital
123 Summer Street, Worcester 01608
★★☆☆☆
Massachusetts General Hospital
55 Fruit Street, Boston 02114
★★★★★

Midwife Licensing in Massachusetts

Licensed midwifery

Massachusetts has a licensed midwifery framework that allows qualified midwives to attend planned home births. Always verify your midwife holds a current state license before hiring. Ask about their credentials, training, and emergency transfer protocols.

Ask any Worcester midwife for their state license number before signing a contract. Verify the license is current and in good standing with the state licensing board. A licensed midwife will carry oxygen, IV fluids, medications for postpartum hemorrhage, and neonatal resuscitation equipment to every birth.

Are You a Good Candidate for Home Birth?

Good candidates are low-risk: singleton pregnancy, 37 to 42 weeks gestation, no significant health conditions. Your midwife will review your full health history before confirming you are a candidate. Read our full guide to home birth candidacy.

Frequently Asked Questions

How much does a home birth midwife cost in Worcester?

Home birth midwife packages in Worcester typically range from $5,000 to $9,000, covering prenatal visits, labor attendance, and postpartum care. This is often comparable to or less than the out-of-pocket cost of a hospital birth for families with high-deductible insurance. HSA and FSA funds can be used for certified midwife fees.

Does Medicaid cover home birth in Massachusetts?

Massachusetts MassHealth covers home births attended by licensed midwives (CNM and CPM) enrolled as providers. Massachusetts has strong midwifery coverage. If you have Medicaid, ask your specific plan about out-of-hospital birth benefits and request a list of enrolled midwifery providers. Coverage can vary between managed care plans even within the same state.

When should I start looking for a midwife in Worcester?

Start reaching out as early as 8 to 12 weeks. Worcester midwives typically limit themselves to 3 to 5 births per month and fill up fast. Waiting past 28 weeks significantly narrows your options. Contact midwives directly using the phone numbers in our directory.

What is the difference between a CPM and a CNM in Massachusetts?

A Certified Professional Midwife (CPM) is trained specifically for out-of-hospital births. A Certified Nurse-Midwife (CNM) has nursing training and can practice in both hospital and home settings. Both are qualified for home birth. Worcester has 10 CPMs and 0 CNMs in our directory. Massachusetts licensed midwifery, so both types may be licensed in your state.

Other Cities in Massachusetts

Browse certified home birth midwives in other Massachusetts cities. Midwives typically serve families within 60 miles of their location.