1 Home Birth Midwives in Crossville, Tennessee: Cost, Insurance & Hospital Backup

1 midwife 1 CPM · 0 CNM CPM licensed Free directory
1
Certified midwife in directory
1
CPM/Licensed Midwife
3
Hospital backup options nearby

Our directory lists 1 certified midwife in Crossville: 1 Certified Professional Midwife. 3 hospitals near Crossville provide backup if transfer becomes necessary. Tennessee Medicaid coverage for home birth is limited, so most families pay out of pocket or use commercial insurance. Tennessee requires licensed midwives to maintain emergency transfer protocols and credentials. Reaching out before 20 weeks gives you the best selection.

Midwife Availability in Crossville

Crossville has 1 certified midwife in our NPI registry: 0 Certified Nurse-Midwifes (CNM) and 1 Certified Professional Midwife (CPM). Most accept clients from 8 to 20 weeks and book out 3 to 5 months in advance. Contact them directly using the phone numbers below.

SL
Shelley L Schumacher
Certified Nurse-Midwife (CNM)
Crossville, TN
Shelley L Schumacher is a Certified Nurse-Midwife (CNM) practicing in Crossville, TN.
Accepting: Unknown Insurance: Unknown VBAC: Unknown

Home Birth Cost in Crossville

Typical midwife package in Crossville
$2,500 – $6,000
Prenatal care, birth attendance, and postpartum visits included
Birth SettingTypical Out-of-Pocket CostIncludes
Home birth with midwife$2,500 – $6,000Prenatal, labor support, postpartum
Hospital vaginal birth (Tennessee)$2,494 avg. OOPDelivery only; prenatal billed separately

Hospital out-of-pocket estimates from Peterson-KFF Health System Tracker, 2023. Home birth cost range based on regional cost-of-living data.

HSA and FSA funds can be used for certified midwife fees. Ask your insurance company about out-of-hospital birth coverage. Some Tennessee insurance plans cover CPM and CNM care.

Insurance Coverage for Home Birth in Tennessee

Medicaid / Tennessee State Plan
Limited coverage: Tennessee TennCare coverage for home birth is limited. CPMs are licensed in Tennessee but Medicaid enrollment is restricted.
Private Insurance
CNM often covered; CPM varies
TRICARE (Military)
CNM covered

Always verify coverage before signing a midwife contract. Ask your insurance company specifically about CPM and CNM billing codes for out-of-hospital birth. Many midwives can provide a superbill for reimbursement even if they are not in-network.

Hospital Backup Options Near Crossville

A licensed Crossville midwife will have a written transfer protocol and a relationship with at least one of these hospitals. Most transfers are non-emergency: stalled labor, desire for pain medication, or exhaustion. Emergency transfers are uncommon with properly screened low-risk clients.

Cumberland Medical Center
421 S Main St, Crossville 38555
★★★★☆
Baptist Memorial Hospital Union City
1201 Bishop St, Po Box 310, Union City 38261
★★★★★
Blount Memorial Hospital
907 E Lamar Alexander Parkway, Maryville 37804
★★★★☆

Midwife Licensing in Tennessee

CPM licensed

Tennessee licenses Certified Professional Midwives through the Tennessee Department of Health. Tennessee has a unique home birth community, particularly in the Nashville area and rural communities. Summertown is home to The Farm Midwifery Center, one of the oldest home birth practices in the country.

Ask any Crossville midwife for their state license number before signing a contract. Verify the license is current and in good standing with the state licensing board. A licensed midwife will carry oxygen, IV fluids, medications for postpartum hemorrhage, and neonatal resuscitation equipment to every birth.

Are You a Good Candidate for Home Birth?

Good candidates are low-risk: singleton pregnancy, 37 to 42 weeks gestation, no significant health conditions. Your midwife will review your full health history before confirming you are a candidate. Read our full guide to home birth candidacy.

Frequently Asked Questions

How much does a home birth midwife cost in Crossville?

Home birth midwife packages in Crossville typically range from $2,500 to $6,000, covering prenatal visits, labor attendance, and postpartum care. This is often comparable to or less than the out-of-pocket cost of a hospital birth for families with high-deductible insurance. HSA and FSA funds can be used for certified midwife fees.

Does Medicaid cover home birth in Tennessee?

Tennessee TennCare coverage for home birth is limited. CPMs are licensed in Tennessee but Medicaid enrollment is restricted. If you have Medicaid, ask your specific plan about out-of-hospital birth benefits and request a list of enrolled midwifery providers. Coverage can vary between managed care plans even within the same state.

When should I start looking for a midwife in Crossville?

Start reaching out as early as 8 to 12 weeks. Crossville midwives typically limit themselves to 3 to 5 births per month and fill up fast. Waiting past 28 weeks significantly narrows your options. Contact midwives directly using the phone numbers in our directory.

What is the difference between a CPM and a CNM in Tennessee?

A Certified Professional Midwife (CPM) is trained specifically for out-of-hospital births. A Certified Nurse-Midwife (CNM) has nursing training and can practice in both hospital and home settings. Both are qualified for home birth. Crossville has 1 CPM and 0 CNMs in our directory. Tennessee cpm licensed, so both types may be licensed in your state.

Other Cities in Tennessee

Browse certified home birth midwives in other Tennessee cities. Midwives typically serve families within 60 miles of their location.