Cost & InsuranceLouisiana

Does Louisiana Medicaid Cover Home Birth? 2026 LaMOMS Coverage After the August 2023 95% Physician-Rate Update

Short Answer

Yes for CNMs and Licensed Midwives. Louisiana Medicaid (LaMOMS for pregnant individuals) reimburses Certified Nurse-Midwives and Licensed Midwives at 95 percent of the physician rate for the same services as of August 2023. [1] CPMs are not among the 14 states with Medicaid CPM coverage as of 2025. [2] Practical home birth Medicaid access varies sharply by managed care plan, with Healthy Blue offering the most accessible workflow. [3]

Louisiana made a significant rate update in August 2023, raising CNM and Licensed Midwife reimbursement to 95 percent of the physician rate for the same services. [1] This puts Louisiana in the higher-rate tier of states for midwifery payment parity. The practical reality is more complicated: Louisiana CPMs report that most managed care plans require hospital privileges or physician collaboration agreements that home birth midwives can't realistically meet. [3] Healthy Blue is the one MCO most consistently working with Louisiana home birth midwives. [3]

Does Louisiana Medicaid cover home birth?

Yes for CNMs and Licensed Midwives. Louisiana Medicaid covers Certified Nurse-Midwife and Licensed Midwife services as part of the LaMOMS pregnant women program and adult Medicaid. [1] As of August 2023, the Louisiana Department of Health updated minimum reimbursement rates for CNMs and LMs to 95 percent of the physician reimbursement rate for the same services in pregnancy and childbirth. [1]

Louisiana Medicaid is delivered through five Managed Care Organizations (Aetna Better Health, AmeriHealth Caritas Louisiana, Healthy Blue, Humana Healthy Horizons, UnitedHealthcare Community Plan). [3] Each MCO administers Medicaid for its members and maintains its own midwife provider network. The practical reality reported by Louisiana home birth midwives: most MCOs require hospital privileges or a contracted relationship with an OB to enroll a midwife as a provider, [3] which excludes most home birth midwives by design. Healthy Blue is the one MCO that several Louisiana home birth midwives report being able to enroll with as Medicaid providers. [3]

95%
Of physician rate for CNMs/LMs
Per August 2023 LDH rate update. [1]
1 of 5
MCOs accessible for home birth midwives
Healthy Blue most consistently. [3]
Limited
CPM Medicaid coverage
Louisiana not in the 14-state list. [2]

Which midwife credentials does Louisiana Medicaid cover?

Louisiana Medicaid recognizes two midwifery credentials.

Certified Nurse-Midwives (CNMs) are licensed by the Louisiana State Board of Nursing as Advanced Practice Registered Nurses. CNM services are a federal Medicaid mandatory benefit under § 1905(a)(17), [4] and Louisiana reimburses CNMs at 95 percent of the physician rate for the same services. [1]

Licensed Midwives (LMs) are credentialed by the Louisiana State Board of Medical Examiners. The LM credential is Louisiana's pathway for non-nurse midwives. Louisiana LMs typically hold the NARM Certified Professional Midwife credential plus state-specific licensure. The August 2023 rate update applies the same 95 percent of physician rate to LMs. [1]

The practical access barrier for both credentials is the MCO-level requirement of hospital privileges or OB collaboration, which excludes most home birth practitioners. [3] CPMs who hold the national NARM credential alone (without Louisiana LM licensure) cannot bill Louisiana Medicaid.

Louisiana Medicaid Coverage by Midwife Credential
CREDENTIALLA MEDICAID COVERAGEPRACTICAL ACCESS
Certified Nurse-Midwife (CNM)Yes (federal mandate + 95% rate) [1,4]Most CNMs in hospital settings
Licensed Midwife (LM)Yes (95% rate per Aug 2023) [1]Limited; MCO-level barriers [3]
NARM CPM credential aloneNot Medicaid-eligible [2]Requires Louisiana LM licensure

How do MCO-level requirements limit Louisiana home birth Medicaid access?

Louisiana home birth Medicaid coverage exists in policy but is constrained by managed care plan provider enrollment requirements. Most Louisiana MCOs require home birth midwives to have hospital privileges or a contracted collaborative relationship with an OB physician. [3] These requirements are difficult or impossible for most home birth midwives to meet because:

Hospital privileges. Most home birth midwives don't deliver in hospitals, so hospital privileges aren't available to them by definition. Hospitals don't extend credentialing to providers who don't admit patients to that hospital.

OB collaboration agreements. Some MCOs require a written agreement with an OB physician who agrees to accept transfers and consult on care. In communities where local OBs are unwilling to sign such agreements with home birth midwives (often because of insurance liability concerns), the requirement is unmeetable.

Healthy Blue is the one Louisiana MCO that several home birth midwives report being able to enroll with as Medicaid providers without these specific barriers. [3] If you're on a different MCO, the practical answer is often "the policy supports coverage but the operational requirements don't allow it."

Hospital privileges
Common MCO requirement [3]
OB collaboration
Often required by MCOs [3]
Healthy Blue
Most accessible MCO [3]
"

Louisiana raised the rate to 95 percent in 2023, which would make Medicaid economics work for home birth midwives. The bottleneck shifted to the operational requirements: hospital privileges and OB collaborations that most home birth midwives can't realistically meet.

On the Louisiana home birth Medicaid access gap

How do you find a Louisiana Medicaid-accepting midwife?

Louisiana's home birth midwifery community is concentrated in New Orleans, Baton Rouge, and the Lafayette area. Healthy Blue is the most likely MCO to have an in-network home birth midwife.

Identify your Louisiana Medicaid MCO

Your enrollment confirmation lists your MCO. If you're enrolled in something other than Healthy Blue and want home birth, consider whether switching plans during open enrollment might unlock provider options.

Contact home birth practices directly

Louisiana home birth midwives can usually tell you immediately which MCOs they're enrolled with and which require unmeetable credentialing. Midwife Louisiana, LLC and several other practices have public information about coverage options.

Ask specifically about Healthy Blue and other plans

Ask each midwife: "Are you enrolled with Healthy Blue, and which other Louisiana Medicaid MCOs accept you as a billing provider?"

Plan for residual fees

Even where Medicaid covers the midwife's professional fee, supplies and trained birth assistants are often the family's responsibility, starting around $500 in many practices. [3] Confirm the full out-of-pocket picture before committing.

Do this now: Call LaMOMS Member Services at 1-888-342-6207 and ask: "What Medicaid-enrolled midwives in [my parish] attend planned home birth, and which MCOs do they participate with?"

What if no Medicaid-enrolled home birth midwife is available?

Three options exist if MCO requirements exclude all available home birth midwives in your area:

Switch to Healthy Blue if possible. If your assigned MCO has no in-network home birth midwife, Healthy Blue is the most likely path to in-network coverage for Louisiana home birth.

Use a CNM-staffed birth center. Several Louisiana birth centers in New Orleans and Baton Rouge accept LaMOMS coverage. Birth-center delivery is fully covered with the same Medicaid eligibility as hospital delivery.

Pay out of pocket plus LaMOMS for prenatal/transfer. Some Louisiana families pay private-pay for a Licensed Midwife or LM home birth while keeping LaMOMS for prenatal labs, ultrasounds, and any hospital transfer. Supplies and birth assistants are typically additional costs. [3]

For a full guide to home birth midwives in Louisiana, including licensing, costs by region, and what to ask before hiring, see our Louisiana home birth midwife guide.

Bottom line: Louisiana Medicaid covers CNM and Licensed Midwife services at 95 percent of physician rates following the August 2023 LDH update. [1] The structural barrier isn't reimbursement; it's MCO-level requirements like hospital privileges and OB collaboration that most home birth midwives can't meet. [3] Healthy Blue is the one MCO most consistently accessible to home birth practitioners. Use the LaMOMS line and individual midwife practices to map your specific options, and consider switching MCOs to Healthy Blue if your current plan has no in-network home birth midwife.

References
  1. Louisiana Department of Health, Bureau of Health Services Financing. Informational Bulletin 23-12: Provider Reimbursement Rate Increases. July 14, 2023 (revised August 18, 2023). View source
  2. National Association of Certified Professional Midwives. Medicaid Reimbursement Rates by State. 2025. View source
  3. Midwife Louisiana, LLC. Frequently Asked Questions on Insurance and Medicaid Coverage. View source
  4. Social Security Act § 1905(a)(17), 42 U.S.C. § 1396d(a)(17). Mandatory Medicaid coverage of nurse-midwife services. View source
How we research and review this content Editorial standards

Every guide on Home Birth Partners is researched against primary sources (federal regulations, peer-reviewed clinical literature, and state-level licensing boards) and reviewed by a credentialed midwife before publication.

We update articles when source data changes, when state laws are revised, or at minimum every 12 months. The "Last reviewed" date in the byline reflects the most recent review.

If you spot an error or have a primary source we should add, email [email protected].

Get matched with a midwife in your area
Free Midwife Matching
Find a midwife in your area
Step 1 of 8
When is your baby due?
This tells us if midwives have availability in your window.
Step 2 of 8
Tell us about your pregnancy history
This helps us match you with the right credential and experience level.
Step 3 of 8
Has your provider mentioned any of these?
Select all that apply. These affect which midwives are right for you.
None of these
Twins or more
Placenta previa or low-lying placenta
Preeclampsia or high blood pressure
Gestational diabetes requiring insulin
Step 4 of 8
Have you talked to your doctor or midwife about your interest in home birth?
Most midwives like to know your current provider is in the loop.
Step 5 of 8
What's your insurance situation?
This helps us understand whether insurance fit should be part of the match.
Step 5b of 8
What's your insurance plan name?
This is useful for finding a midwife who can bill your plan, but you can continue if you do not know it yet.
You can find this on your insurance card, your employer's benefits portal, or by calling the member number on the back of your card.
Step 6 of 8
Where are you in your decision?
Helps us prioritize your match request appropriately.
Step 7 of 8
Your details
So we can send you your match and stay in touch.
Step 8 of 8
One last thing
What's drawing you toward a home birth? This helps us find a midwife whose approach matches yours.
Please tell us what's drawing you to home birth. This is the most important part of your referral.
Example: "My hospital birth felt rushed and impersonal. I want to be in my own space, with someone who actually knows my name when I walk in the door."
📅

Come back once you have a confirmed due date

Most midwives begin taking clients at 8 to 12 weeks. Leave your email and we'll send you a timing guide, plus a reminder to come back when you're ready.

💳

Your insurance plan name unlocks the right match

It's the single most useful piece of information for finding a midwife who can actually bill your plan. Here's how to find it in 2 minutes, then come back and we'll do the rest.

How to find your insurance plan
📖

We'll be here when you're ready

Midwives in your area book out 4 to 6 months. When you're ready to move forward, come back and we'll match you in 1 to 2 days. Leave your email and we'll send you our guide in the meantime.

🏥

Based on your answers, a hospital birth is likely the right setting

This isn't a dead end. A hospital-based CNM can give you a midwife model of care inside a hospital. Here's what to ask your provider.

Read: Am I a good candidate?
Your request is in.
We'll be in touch within 1 to 2 business days.
What we know about your situation
We share your referral summary and contact details only with selected midwives for matching.