Cost & InsuranceNew Hampshire

Does New Hampshire Medicaid Cover Home Birth? 2026 Coverage for the NH Certified Midwife and CNM Credentials

Short Answer

Yes for CNMs, less clearly for NHCMs. New Hampshire Medicaid covers Certified Nurse-Midwife services in any setting, including home birth, as a federal mandatory benefit. [1] New Hampshire also recognizes the New Hampshire Certified Midwife (NHCM) credential, regulated by the NH Midwifery Council. [2] National tracking organizations include New Hampshire among the 14 states with non-nurse midwife Medicaid coverage, [3] but primary-source confirmation of NHCM Medicaid billing in practice is harder to find. Confirm current policy with NH DHHS before committing to a provider.

New Hampshire's home birth landscape sits in a confusing place between national tracking and state policy. NH licenses its own midwifery credential , the New Hampshire Certified Midwife , and includes it among NACPM's 14 CPM-covered Medicaid states, [3] but primary-source NH DHHS materials don't make NHCM Medicaid billing as clear as the policy summaries suggest. CNM coverage is fully reliable. This guide walks through both, with explicit notes about where data is murky.

Sources cited (4)

  • Social Security Act § 1905(a)(17)
  • NH DHHS Medicaid Prenatal and Postpartum
  • NACPM Medicaid Reimbursement Rates (2025)
  • NASHP, Medicaid Financing of Midwifery Services (2023)

Does New Hampshire Medicaid cover home birth?

Yes when attended by a CNM. New Hampshire Medicaid covers Certified Nurse-Midwife services in any setting where a CNM is licensed to practice, including planned home birth, as a federal Medicaid mandatory benefit. [1]

For NH Certified Midwife coverage, the answer is less clear. National tracking organizations like NACPM list New Hampshire among the 14 states whose Medicaid programs include non-nurse midwives. [3] New Hampshire does have its own NHCM credential. [2] However, primary-source NH Department of Health and Human Services materials don't explicitly document NHCM Medicaid billing workflow, which suggests either that practical billing is handled at the MCO level rather than statewide, or that the national tracking is ahead of the state's operational implementation.

For families on New Hampshire Medicaid considering an NHCM-attended home birth, the safest approach is to confirm directly with NH DHHS Medicaid and your specific MCO before committing.

Yes
NH Medicaid covers CNM home birth
Federal mandatory benefit. [1]
NHCM
New Hampshire Certified Midwife credential
Regulated by NH Midwifery Council. [2]
Murky
NHCM Medicaid billing in practice
Listed nationally; less clear at NH DHHS level. [3]

Which midwife credentials does New Hampshire Medicaid cover?

New Hampshire recognizes two midwifery credentials.

Certified Nurse-Midwives (CNMs) are licensed by the New Hampshire Board of Nursing as advanced practice registered nurses. CNM services are a federal Medicaid mandatory benefit under § 1905(a)(17) and are reimbursable in any setting where the CNM is licensed to practice. [1]

New Hampshire Certified Midwives (NHCMs) are credentialed by the New Hampshire Midwifery Council. [2] The NHCM credential is the state's pathway for non-nurse midwives. NHCMs typically hold the NARM Certified Professional Midwife credential plus NH-specific licensure. While the credential exists and home birth is legally permitted in New Hampshire, [2] the practical Medicaid billing workflow for NHCMs is less well-documented in primary sources than for CNMs.

If you want an NHCM-attended home birth on Medicaid, ask each midwife you call: "Are you currently enrolled with NH Medicaid as a billing provider, and have you successfully billed Medicaid for home birth services in 2025 or 2026?"

New Hampshire Medicaid Coverage by Midwife Credential
CREDENTIALNH MEDICAID COVERAGEPRACTICE SETTING
Certified Nurse-Midwife (CNM)Yes (federal mandate) [1]Hospital, birth center, home
NH Certified Midwife (NHCM)Listed nationally; uncertain at NH DHHS level [3]Birth center or home
NARM CPM credentialRequired for most NHCMs [2]Bundled with state license

How does New Hampshire Medicaid reimburse home birth midwives?

New Hampshire Medicaid is delivered through both fee-for-service Medicaid and Medicaid Care Management plans (NH Healthy Families, Well Sense Health Plan, AmeriHealth Caritas New Hampshire). Each plan administers Medicaid for its members within NH DHHS guidelines.

For CNM services (CPT 59400 global maternity care), reimbursement falls within the NH Medicaid fee schedule. Per NASHP analysis, New Hampshire is among the states reimbursing CNMs at competitive rates within physician parity. [4]

For NHCMs, the reimbursement question is harder to answer from primary sources. The state-level coverage policy and the operational MCO workflow may not always align, and individual practices report varying experience with successfully billing NH Medicaid for NHCM-attended home birth. Confirm with each midwife you consider hiring.

FFS + MCM
Both delivery models
3 MCOs
Manage NH Medicaid plans
Murky
NHCM billing workflow at MCO level

How do you find a Medicaid-accepting midwife in New Hampshire?

New Hampshire's home birth midwifery community is concentrated in the southeast (Portsmouth, Manchester, Concord) and around the Lakes Region. The NH Midwives Association is a useful starting point.

Identify your Medicaid plan

Are you on NH Medicaid fee-for-service or one of the Medicaid Care Management plans? Your enrollment confirmation lists yours.

Search for licensed midwives by region

Home Birth Partners and the NH Midwives Association both maintain provider directories. Most NHCMs and home-birth-attending CNMs serve the southeastern New Hampshire corridor.

Ask specifically about Medicaid billing experience

Because NHCM Medicaid billing is less standardized than CNM billing, ask each midwife: "Have you successfully billed [my Medicaid plan] for home birth services in 2025 or 2026? What was the outcome?"

Confirm current policy with NH DHHS

Call NH DHHS Medicaid Member Services and ask directly: "Does New Hampshire Medicaid currently reimburse New Hampshire Certified Midwives for planned home birth?" Document the answer with date and reference number.

Do this now: Call NH DHHS Medicaid Member Services to confirm whether NHCMs are currently accepting Medicaid clients in 2026. Get the answer in writing.

What if NHCM Medicaid billing isn't working in your area?

If you confirm with NH DHHS or local NHCMs that NH Medicaid isn't reliably reimbursing NHCM-attended home birth, three options exist:

Find a CNM offering planned home birth. New Hampshire CNMs who attend home births exist but are fewer than NHCMs. Cross-reference the NH ACNM Affiliate with the NH Midwives Association to find them.

Use a freestanding birth center. Several New Hampshire and Massachusetts border-region birth centers staff CNMs and accept NH Medicaid. Birth-center delivery is fully covered with the same Medicaid eligibility as hospital delivery.

Hire an NHCM out of pocket plus Medicaid for prenatal labs and hospital backup. Some NH families pay private-pay for the NHCM's home-birth attendance while keeping Medicaid for prenatal labs, ultrasounds, and any hospital transfer.

For a full guide to home birth midwives in New Hampshire, including licensing, costs by region, and what to ask before hiring, see our New Hampshire home birth midwife guide.

Bottom line: New Hampshire Medicaid reliably covers CNM-attended home birth as a federal mandatory benefit. [1] NHCM Medicaid coverage is listed in national tracking, [3] but primary-source NH DHHS materials are less clear, and individual NHCM practices vary in their experience with successful Medicaid billing. If you're on NH Medicaid and want an NHCM-attended home birth, confirm in writing with NH DHHS and with each midwife you call. CNM-staffed hospital and birth-center care are fully-covered fallbacks.

References
  1. Social Security Act § 1905(a)(17), 42 U.S.C. § 1396d(a)(17). Mandatory Medicaid coverage of nurse-midwife services. View source
  2. New Hampshire Department of Health and Human Services. Medicaid Prenatal and Postpartum Care Programs. View source
  3. National Association of Certified Professional Midwives. Medicaid Reimbursement Rates by State. 2025. View source
  4. National Academy for State Health Policy. Medicaid Financing of Midwifery Services: A 50-State Analysis. May 2023, updated April 2026. View source
How we research and review this content Editorial standards

Every guide on Home Birth Partners is researched against primary sources (federal regulations, peer-reviewed clinical literature, and state-level licensing boards) and reviewed by a credentialed midwife before publication.

We update articles when source data changes, when state laws are revised, or at minimum every 12 months. The "Last reviewed" date in the byline reflects the most recent review.

If you spot an error or have a primary source we should add, email [email protected].

Get matched with a midwife in your area
Free Midwife Matching
Find a midwife in your area
Step 1 of 8
When is your baby due?
This tells us if midwives have availability in your window.
Step 2 of 8
Tell us about your pregnancy history
This helps us match you with the right credential and experience level.
Step 3 of 8
Has your provider mentioned any of these?
Select all that apply. These affect which midwives are right for you.
None of these
Twins or more
Placenta previa or low-lying placenta
Preeclampsia or high blood pressure
Gestational diabetes requiring insulin
Step 4 of 8
Have you talked to your doctor or midwife about your interest in home birth?
Most midwives like to know your current provider is in the loop.
Step 5 of 8
What's your insurance situation?
This helps us understand whether insurance fit should be part of the match.
Step 5b of 8
What's your insurance plan name?
This is useful for finding a midwife who can bill your plan, but you can continue if you do not know it yet.
You can find this on your insurance card, your employer's benefits portal, or by calling the member number on the back of your card.
Step 6 of 8
Where are you in your decision?
Helps us prioritize your match request appropriately.
Step 7 of 8
Your details
So we can send you your match and stay in touch.
Step 8 of 8
One last thing
What's drawing you toward a home birth? This helps us find a midwife whose approach matches yours.
Please tell us what's drawing you to home birth. This is the most important part of your referral.
Example: "My hospital birth felt rushed and impersonal. I want to be in my own space, with someone who actually knows my name when I walk in the door."
📅

Come back once you have a confirmed due date

Most midwives begin taking clients at 8 to 12 weeks. Leave your email and we'll send you a timing guide, plus a reminder to come back when you're ready.

💳

Your insurance plan name unlocks the right match

It's the single most useful piece of information for finding a midwife who can actually bill your plan. Here's how to find it in 2 minutes, then come back and we'll do the rest.

How to find your insurance plan
📖

We'll be here when you're ready

Midwives in your area book out 4 to 6 months. When you're ready to move forward, come back and we'll match you in 1 to 2 days. Leave your email and we'll send you our guide in the meantime.

🏥

Based on your answers, a hospital birth is likely the right setting

This isn't a dead end. A hospital-based CNM can give you a midwife model of care inside a hospital. Here's what to ask your provider.

Read: Am I a good candidate?
Your request is in.
We'll be in touch within 1 to 2 business days.
What we know about your situation
We share your referral summary and contact details only with selected midwives for matching.