Cost & InsuranceSouth Dakota

Does South Dakota Medicaid Cover Home Birth? 2026 CNM Coverage and the South Dakota Board of CPMs

Short Answer

Yes for CNMs. South Dakota Medicaid covers Certified Nurse-Midwife services as a federal mandatory benefit. [1] South Dakota maintains a Board of Certified Professional Midwives, [2] but CPM Medicaid coverage is not established at the state level. Freestanding birth center services are covered when delivered by enrolled providers. [3] Most home birth Medicaid coverage in South Dakota runs through CNMs.

South Dakota has a small but distinctive midwifery framework. The state operates a Board of Certified Professional Midwives, [2] which regulates CPM practice. Despite the licensure infrastructure, CPM Medicaid coverage is not well-established at the state Medicaid level. CNMs are covered as a federal mandate [1] and freestanding birth centers are billable. [3] Sioux Falls and Rapid City have the largest pools of practitioners. This guide explains the framework.

Does South Dakota Medicaid cover home birth?

Yes when attended by a CNM. South Dakota Medicaid covers CNM services as a federal Medicaid mandatory benefit. [1] CNMs in South Dakota can attend home birth where they are licensed to practice and bill Medicaid for the service.

For freestanding birth centers, South Dakota Medicaid has a specific billing manual. [3] Professional services provided in a freestanding birth center by nurses and midwives are not considered facility services, and covered professional services are limited to vaginal delivery codes (including those bundling prenatal and postpartum care).

For CPMs, South Dakota maintains a state Board of Certified Professional Midwives. [2] However, CPM Medicaid coverage is not established at the state level , South Dakota is not in the 14-state NACPM list. CPM-attended home birth must be paid out of pocket.

Yes
SD Medicaid covers CNM home birth
Federal mandatory benefit. [1]
Yes
Freestanding birth center coverage
Per SD Medicaid billing manual. [3]
Limited
CPM Medicaid coverage
Board of CPMs exists but Medicaid path unclear. [2]

Which midwife credentials does South Dakota Medicaid cover?

South Dakota recognizes two midwifery credentials.

Certified Nurse-Midwives (CNMs) are licensed by the South Dakota Board of Nursing as Advanced Practice Registered Nurses. CNM services are a federal Medicaid mandatory benefit. [1]

Certified Professional Midwives (CPMs) are credentialed by the South Dakota Board of Certified Professional Midwives. [2] However, the state has not extended Medicaid billing privileges to CPMs at this time.

South Dakota Medicaid Coverage by Midwife Credential
CREDENTIALSD MEDICAID COVERAGEPRACTICE SETTING
Certified Nurse-Midwife (CNM)Yes (federal mandate) [1]Hospital, birth center, home
Certified Professional Midwife (CPM)Limited; not Medicaid-eligible [2]Out-of-pocket for home birth
Freestanding birth centerYes per SD Medicaid manual [3]Birth center setting

How do you find a South Dakota Medicaid-accepting midwife?

South Dakota's home birth midwifery community is small. Most CNMs and CPMs are concentrated in Sioux Falls and Rapid City, with very few outside those metros.

For a full guide to home birth midwives in South Dakota, including licensing, costs by region, and what to ask before hiring, see our South Dakota home birth midwife guide.

Identify your South Dakota Medicaid plan

Most SD Medicaid is fee-for-service, with some managed care components. Your enrollment confirmation lists your plan.

Search for CNMs offering planned home birth

Cross-reference your plan's provider directory with the ACNM South Dakota Affiliate.

Confirm CNM credential and Medicaid panel by phone

Most SD CNMs work in hospital settings; the home birth subset is small. Call practices to confirm panel availability.

Plan for travel if rural

Outside Sioux Falls and Rapid City, very few midwives offer planned home birth. Some rural SD families travel to a metro for prenatal care and birth.

What if no SD Medicaid-accepting midwife is available?

South Dakota Medicaid covers Certified Nurse-Midwives. Sioux Falls has the most Medicaid-enrolled CNMs and the deepest home birth supply. Rapid City and the Black Hills have a smaller pool. Rural South Dakota and reservation areas may have no Medicaid-enrolled CNM within reasonable driving distance.

If your area has no Medicaid-accepting CNM offering home birth, consider:

Hospital birth with a CNM. South Dakota Medicaid reimburses CNM hospital births in full. Sanford USD Medical Center, Avera, and Monument Health all have CNM presence.

Self-pay with a Licensed CPM. South Dakota licenses CPMs through the Board of Nursing under SDCL 36-9B, but CPMs are not currently Medicaid-eligible. Some SD CPMs offer sliding-scale fees for Medicaid-eligible families. Total fees typically run $3,500 to $5,500.

Tribal health programs. Reservation residents may have access to Indian Health Service maternity care that operates outside the state Medicaid framework. IHS facilities provide hospital-based midwifery in some locations.

Doula support. Pairing doula support with hospital midwifery care is a covered alternative for families who cannot access home birth.

For a complete guide to South Dakota home birth covering licensing, transfer hospitals, and what to ask, see our South Dakota home birth midwife guide.

Bottom line: South Dakota Medicaid covers CNM-attended home birth as a federal mandatory benefit, [1] and freestanding birth centers are billable per the SD Medicaid manual. [3] CPMs are licensed in South Dakota through a state Board, [2] but CPM Medicaid coverage is not established. The realistic Medicaid pathway for South Dakota families wanting home birth is finding a CNM willing to attend, with most CNMs concentrated in Sioux Falls and Rapid City.

References
  1. Social Security Act § 1905(a)(17), 42 U.S.C. § 1396d(a)(17). Mandatory Medicaid coverage of nurse-midwife services. View source
  2. South Dakota Department of Health. Board of Certified Professional Midwives. View source
  3. South Dakota Medicaid. South Dakota Medicaid Billing and Policy Manual: Freestanding Birth Center Services. View source
How we research and review this content Editorial standards

Every guide on Home Birth Partners is researched against primary sources (federal regulations, peer-reviewed clinical literature, and state-level licensing boards) and reviewed by a credentialed midwife before publication.

We update articles when source data changes, when state laws are revised, or at minimum every 12 months. The "Last reviewed" date in the byline reflects the most recent review.

If you spot an error or have a primary source we should add, email [email protected].

Get matched with a midwife in your area
Free Midwife Matching
Find a midwife in your area
Step 1 of 8
When is your baby due?
This tells us if midwives have availability in your window.
Step 2 of 8
Tell us about your pregnancy history
This helps us match you with the right credential and experience level.
Step 3 of 8
Has your provider mentioned any of these?
Select all that apply. These affect which midwives are right for you.
None of these
Twins or more
Placenta previa or low-lying placenta
Preeclampsia or high blood pressure
Gestational diabetes requiring insulin
Step 4 of 8
Have you talked to your doctor or midwife about your interest in home birth?
Most midwives like to know your current provider is in the loop.
Step 5 of 8
What's your insurance situation?
This helps us understand whether insurance fit should be part of the match.
Step 5b of 8
What's your insurance plan name?
This is useful for finding a midwife who can bill your plan, but you can continue if you do not know it yet.
You can find this on your insurance card, your employer's benefits portal, or by calling the member number on the back of your card.
Step 6 of 8
Where are you in your decision?
Helps us prioritize your match request appropriately.
Step 7 of 8
Your details
So we can send you your match and stay in touch.
Step 8 of 8
One last thing
What's drawing you toward a home birth? This helps us find a midwife whose approach matches yours.
Please tell us what's drawing you to home birth. This is the most important part of your referral.
Example: "My hospital birth felt rushed and impersonal. I want to be in my own space, with someone who actually knows my name when I walk in the door."
📅

Come back once you have a confirmed due date

Most midwives begin taking clients at 8 to 12 weeks. Leave your email and we'll send you a timing guide, plus a reminder to come back when you're ready.

💳

Your insurance plan name unlocks the right match

It's the single most useful piece of information for finding a midwife who can actually bill your plan. Here's how to find it in 2 minutes, then come back and we'll do the rest.

How to find your insurance plan
📖

We'll be here when you're ready

Midwives in your area book out 4 to 6 months. When you're ready to move forward, come back and we'll match you in 1 to 2 days. Leave your email and we'll send you our guide in the meantime.

🏥

Based on your answers, a hospital birth is likely the right setting

This isn't a dead end. A hospital-based CNM can give you a midwife model of care inside a hospital. Here's what to ask your provider.

Read: Am I a good candidate?
Your request is in.
We'll be in touch within 1 to 2 business days.
What we know about your situation
We share your referral summary and contact details only with selected midwives for matching.