Does Utah Medicaid Cover Home Birth? 2026 CNM Coverage and the LDEM Reimbursement Gap

Short Answer

Partially. Utah Medicaid covers Certified Nurse-Midwife services as a federal mandatory benefit. [1] Licensed Direct-Entry Midwives (LDEMs), who attend most Utah home births, are a different story: Utah is not among the states whose Medicaid programs pay midwives without a nursing degree, [3,5] and Utah LDEM practices say the same thing about their own billing. [2] Expect to pay the LDEM fee out of pocket, ask whether labs and ultrasounds can still run through Medicaid, [2] and confirm any CNM home birth billing with your plan before you commit.

Utah pairs one of the country's most active home birth communities with a Medicaid program that does not pay the midwives attending most of those births. CNM services are covered as a federal mandate. [1] LDEMs are licensed under Utah's Direct-Entry Midwife Act, [4] but neither MACPAC's list of CPM-covering state Medicaid programs [5] nor NASHP's tracker of states paying non-nurse midwives includes Utah. [3] Practicing LDEMs report the same gap. [2] This guide explains what Utah Medicaid does pay for and how families bridge the rest.

Sources cited (5)

  • Social Security Act § 1905(a)(17)
  • Utah LDEM Practice Reports
  • NASHP State Tracker (updated 2026)
  • Utah Direct-Entry Midwife Act
  • MACPAC Maternity Providers Brief (2023)

Does Utah Medicaid cover home birth?

It depends on the credential. Utah Medicaid covers Certified Nurse-Midwife services as a federal Medicaid mandatory benefit under Section 1905(a)(17). [1] A CNM-attended home birth is the only version of home birth with a plausible Utah Medicaid billing path, and you should confirm setting coverage with your plan before hiring, because the federal mandate covers the provider, not the home setting.

For Licensed Direct-Entry Midwives, the answer is no. Utah does not appear in MACPAC's list of the 14 state Medicaid programs that covered CPMs, [5] and NASHP's more recent tracker of at least 18 states plus DC paying midwives without nursing degrees also excludes Utah. [3] Utah LDEM practices tell clients the same thing: Medicaid does not pay for their services, though Medicaid can still cover labs and ultrasounds during prenatal care. [2]

The practical takeaway for Utah Medicaid families: budget for the LDEM's professional fee yourself, keep Medicaid active for ancillary services and any hospital transfer, or find one of the few CNMs attending planned home births.

Yes
UT Medicaid covers CNM services
Federal mandatory benefit. [1]
No
LDEM Medicaid billing pathway
Utah is not a CPM-reimbursing state. [3,5]
Yes
Labs and ultrasounds often covered
Practices report Medicaid pays these separately. [2]

Which midwife credentials does Utah Medicaid cover?

Utah recognizes two midwifery credentials with different Medicaid access.

Certified Nurse-Midwives (CNMs) are licensed by the Utah Division of Professional Licensing as Advanced Practice Registered Nurses. CNM services are a federal Medicaid mandatory benefit. [1] The small number of Utah CNMs attending planned home births can bill Medicaid for their professional services; confirm how your plan handles the home setting.

Licensed Direct-Entry Midwives (LDEMs) are licensed by the Utah Division of Professional Licensing under Title 58, Chapter 77, the Direct-Entry Midwife Act. [4] An LDEM must hold the NARM Certified Professional Midwife credential plus training in specific prescription medications. Utah licensure is voluntary: unlicensed direct-entry midwives may practice legally, but only licensees may use the LDEM title or carry certain medications, which is why we recommend hiring licensed midwives. [4] Neither licensed nor unlicensed direct-entry midwives can bill Utah Medicaid. [2,3]

Utah Medicaid Coverage by Midwife Credential
CREDENTIALUT MEDICAID COVERAGEPRACTICAL ACCESS
Certified Nurse-Midwife (CNM)Yes (federal mandate) [1]Confirm home-setting billing with your plan
Licensed Direct-Entry Midwife (LDEM)No Medicaid billing pathway [2,3,5]Home birth fee is self-pay
Labs / ultrasounds during prenatalOften billable through Medicaid [2]Ask the practice how it coordinates orders

How much does Utah Medicaid reimburse for home birth?

Utah Medicaid reimburses CNMs through fee-for-service Medicaid and four Accountable Care Organizations: Health Choice Utah, Healthy U, Molina Healthcare of Utah, and SelectHealth Community Care. For global maternity care (CPT 59400), CNM rates follow Utah's fee schedule, and each ACO manages its own network, so ask which plans a CNM practice accepts.

For LDEMs there is no reimbursement to quote. Utah Medicaid has no billing pathway for direct-entry midwives. [3,5] What families arrange instead is split coverage: the LDEM's professional fee is paid out of pocket, while Medicaid covers labs, ultrasounds, and any hospital care ordered during the pregnancy. [2] That arrangement bridges the access gap, but it is not Medicaid coverage of the home birth itself.

FFS + 4 ACOs
Utah Medicaid delivery models
Out-of-pocket
Typical for LDEM home birth [2]
Yes
Labs and ultrasounds often covered [2]
"

Utah licenses the midwives who attend most of its home births. Utah Medicaid just does not pay them. Families plan around that gap, not through it.

On the Utah LDEM Medicaid gap

How do you find a Medicaid-accepting midwife in Utah?

Utah's home birth midwifery community is concentrated in Salt Lake City, Provo-Orem, Ogden, and St. George. Most home birth in Utah is attended by LDEMs. CNMs offering planned home birth are fewer.

Identify your Utah Medicaid plan

Are you on Utah Medicaid fee-for-service or one of the four ACOs (Health Choice Utah, Healthy U, Molina, SelectHealth Community Care)? Your enrollment confirmation lists yours.

Search for CNMs offering planned home birth

The American College of Nurse-Midwives Utah Affiliate maintains a directory of practicing CNMs. Most CNMs in Utah practice in hospitals; the subset attending planned home birth is small.

Ask LDEMs about labs/ultrasounds Medicaid arrangements

If you can't find a CNM with home-birth capacity, contact LDEM practices and ask: "Can my Medicaid cover labs and ultrasounds while I pay out of pocket for your services?" This is a common arrangement in Utah. [2]

Verify the current Medicaid policy by phone

Provider rules change. Call Utah Medicaid (medicaid.utah.gov) and ask: "Are any direct-entry midwives currently enrolled as Utah Medicaid billing providers?" Document the answer with date and reference number.

Do this now: Ask your midwife two questions at the consult: "Can any of my care run through my Utah Medicaid plan?" and "What is your all-in fee if the birth itself is self-pay?" Get both answers in writing.

What if you can't find a Medicaid-accepting home birth midwife?

Three options exist for Utah families on Medicaid who can't find a Medicaid-billing home birth midwife:

Hospital-based CNM care. Utah Medicaid covers hospital-based CNM-attended birth. Several Utah hospitals have CNM-staffed maternity programs that approximate the experience of midwifery care while keeping the birth in a covered setting.

Birth center delivery. CNM-staffed freestanding birth centers operate along the Wasatch Front, and some participate with Utah Medicaid plans. Confirm participation with the center and your ACO before transferring care.

LDEM home birth with split coverage. As described above, you can use Utah Medicaid for prenatal labs, ultrasounds, and any hospital transfer while paying out of pocket for the LDEM's home birth attendance. [2] This is the most common Utah Medicaid home birth pathway in practice.

For a full guide to home birth midwives in Utah, including licensing, costs by region, and what to ask before hiring, see our Utah home birth midwife guide.

Bottom line: Utah Medicaid covers CNM services as a federal mandatory benefit, [1] but it has no billing pathway for the Licensed Direct-Entry Midwives who attend most Utah home births. [2,3,5] MACPAC's CPM-coverage list and NASHP's state tracker both exclude Utah, and Utah LDEM practices report the same thing. Budget the LDEM fee as self-pay, route labs and ultrasounds through Medicaid where possible, [2] and confirm any CNM home birth billing with your plan in writing before committing. CNM-staffed birth centers and hospital midwifery programs are the covered fallbacks.

References
  1. Social Security Act § 1905(a)(17), 42 U.S.C. § 1396d(a)(17). Mandatory Medicaid coverage of nurse-midwife services. View source
  2. Mountain Creek Midwifery; Beautiful Mountain Birth. Public Patient Information on Utah Medicaid Billing. View source
  3. National Academy for State Health Policy. Midwife Medicaid Reimbursement Policies by State. Updated April 2026. View source
  4. Utah Code Title 58, Chapter 77. Direct-Entry Midwife Act. Administered by the Utah Division of Professional Licensing. View source
  5. Medicaid and CHIP Payment and Access Commission. Access to Maternity Providers: Midwives and Birth Centers. May 2023. View source
How we research and review this content Editorial standards

Every guide on Home Birth Partners is researched against primary sources (federal regulations, peer-reviewed clinical literature, and state-level licensing boards) and reviewed by a credentialed midwife before publication.

We update articles when source data changes, when state laws are revised, or at minimum every 12 months. The "Last reviewed" date in the byline reflects the most recent review.

If you spot an error or have a primary source we should add, email [email protected].

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